Vera Souma's Blog

Posted on 08/08/2021

Recording Fees 101: What They Are & What They Mean for You

Photo by Steve Buissinne via Pixabay There are a variety of different terms that you must become familiar with as you purchase a new home. You have to pay an application fee, underwriting fees, titles fees and more. But one that seems to leave many buyers scratching their heads is the recording fee. A recording fee is a...

Buying

Closing Costs

+ 1 more

Posted on 08/01/2021

5 Key Elements to Mid-Century Modern Design

Photo by Expect Best from Pexels Mid-century modern is a style of architectural design that first became popular in post-World War II America. It’s a style that remains popular to this day for homebuyers, designers and home builders. The key features of mid-century modern design can apply to both interior and exterior design. You can also find these...

Architecture

Home Design

+ 3 more

Posted on 07/25/2021

The Alphabet of Real Estate Investing: ABS & CDO

Image by Ulrike Mai from Pixabay If you're considering getting into the world of real estate investing, there are some basic terms that are important to understand. Buying and selling property is, of course, one way to invest, but there are other investments that offer favorable returns. However, it can sometimes be difficult to master the confusing alphabet...

Financing

Investment

+ 1 more

Posted on 07/18/2021

Prefabricated Homes: 3 Disadvantages to Consider

Photo by Ekaterina Bolovtsova from Pexels Prefabricated homes can be an excellent option for homeowners wanting new construction without the traditional timeline. There are many advantages to going prefab including sustainability, lower costs and simple construction logistics, but there are some downsides to consider as well. If the idea of a prefab home seems too good to be...

Home Construction

Buying Land

+ 7 more

Posted on 07/11/2021

Consider an Outdoor Kitchen to Increase Home Value

Photo by Askar Abayev from Pexels Taking out loans for remodeling is an reinvestment into the largest purchase of a lifetime for many - your home. That's why everyday people are tasked with making informed decisions about the most beneficial way to put hard-earned money to work in their homes. These are questions worth considering before hiring a...

Home Value

Outdoor Cooking

+ 1 more

Posted on 07/04/2021

Healthy Plants, Healthy Home: A Guide to Cleaning Your Plants

Few homeowners enjoy the idea of adding another thing to the list of chores. When cleaning and maintaining entire indoor and outdoor spaces, the thought of cleaning your houseplants seems tedious and unnecessary. However, regular cleaning of plant foliage is crucial to keeping them healthy and at their best. Why Clean Your Plants? The reasons for cleaning your...

Allergens

Cleaning Tips

+ 4 more

Posted on 06/27/2021

Is a Balloon Mortgage Right for You?

Image by Jojje from Shutterstock Many people own homes through a mortgage agreement. Traditional mortgages are primarily fully amortized or gradually paid off with regular payments over the lifetime of the loan. Each payment contributes to both the principal and the interest. A balloon mortgage is a short-term home loan with fixed-rate monthly payments that only take care...

Homebuyers

Financing

+ 1 more

Posted on 06/20/2021

Why It Pays to Pay Your Mortgage Twice a Month

Photo by cottonbro from Pexels We all know how hard the beginning of the month can be; it seems like there are a million bills due all at the same time, and one of those bills is usually the most expensive among them all—your mortgage. After you budget for all of your expenses, that gigantic payment can really...

Home Loan

Mortgage Payment

+ 1 more

Posted on 06/13/2021

4 Tips for Designing a New Home Office

Do you work remotely? Do you spend a lot of time in your home office? Whether you’re designing a home office from scratch or making some updates, you may need a little guidance when starting. Keep reading to learn 4 simple tips for creating a home office you’ll love. Choose the Right Location Do you want a home...

Home Design

+ 5 more

Posted on 06/06/2021

Local Disclosure Options for California

Photo by Expect Best from Pexels Certain cities and counties in California require disclosures in addition to the state-required disclosures. The real estate disclosure forms provide space for disclosures that sellers might make on their own, such as whether an adjoining property has mineral rights, timber rights or other disclosures. And, some zoned areas require mandatory disclosures for...

Buyer

Laws

+ 1 more

Posted on 05/30/2021

Tips for Buying When the Housing Market Favors Sellers

Image by Muntzir Mehdi from Pixabay A seller's market poses a challenge for any buyer - when there are more buyers competing for homes than there are homes in market, you have to be ready to move swiftly when you find a home you like. Since the inventory of luxury homes is usually small when compared with more...

Buying A Home

Sellers Market

+ 1 more

Posted on 05/23/2021

Should I Use a Selling Agent?

Photo by Gerd Altmann via Pixabay There is a lot of discussion today about whether or not a real estate agent is necessary for the most successful sale of your home. You may have all the required skills and experience to handle it yourself, but that’s hard to figure out if you don’t know what a real estate...

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